Merrill Lynch - Open Account

Open a Self-Directed Investing Account

We offer a range of accounts

General Investing

Cash Management Account

An investment account that lets you trade and research mutual funds, stocks, fixed income and other securities, while providing check-writing, online bill payment, and a deferred debit card. More info »
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Joint Account
Custodial Account
 
Retirement

Roth IRA

A retirement account where contributions are made after-tax, and earnings grow tax free for those who qualify. More info »
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Traditional IRA

A retirement account that combines tax deferral with the potential for tax deductible contributions. More info »
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Rollover IRA

A Merrill Edge® Rollover IRA offers an easy way to maintain the tax-deferred status of your retirement plan while consolidating your retirement assets into one easy-to-manage account. A Rollover IRA isn't right for everyone. Consider all of your choices and learn if a Rollover IRA may be right for you.1

Have questions?
Talk to a Merrill Edge rollover specialist, 24 hours a day, 7 days a week at 1.888.637.3343.
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SEP IRA

A retirement plan specifically designed for self-employed individuals and small business owners. More info »
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Education

NextGen College Investing Plan®

The plan is a Section 529 plan established by the State of Maine, and is available to anyone, age 18 or older, regardless of residency, income, or age of the beneficiary. Merrill Lynch, Pierce, Fenner & Smith Incorporated is the program manager, underwriter and distributor. Learn more about 529 plans »
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Custodial (UGMA/UTMA) Account

An investment account setup on behalf of a minor and managed by a parent or guardian. More info »
Apply Now »

1 You have choices for what to do with your employer sponsored retirement plan. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth, roll over to an employer sponsored plan from a prior employer to an employer sponsored plan at your new employer, take a distribution or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit http://www.merrilledge.com/retirement/rollover-ira for additional information about your choices.

Need Help?

Contact an Investment Center representative

 1.888.MER.EDGE (637.3343)

24 hours a day, 7 days a week
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