Open a Self-Directed Investing Account with Merrill Edge

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Open a Self-Directed Investing Account

We offer a range of accounts

General Investing

Cash Management Account

An investment account that lets you trade and research mutual funds, stocks, fixed income and other securities, while providing check-writing, online bill payment, and a deferred debit card. More info »

Apply Now:Individual Account
Joint Account
Custodial Account

Retirement

Roth IRA

A retirement account where contributions are made after-tax, and earnings grow tax free for those who qualify. More info »

Traditional IRA

A retirement account that combines tax deferral with the potential for tax deductible contributions. More info »

Rollover IRA

A retirement account designed to receive assets transferred from a previous employer’s 401k or 403b. More info »

SEP IRA

A retirement plan specifically designed for self-employed individuals and small business owners. More info »

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Education

NextGen College Investing Plan^®

The plan is a Section 529 plan established by the State of Maine, and is available to anyone, age 18 or older, regardless of residency, income, or age of the beneficiary. Merrill Lynch, Pierce, Fenner & Smith Incorporated is the program manager, underwriter and distributor. Learn more about 529 plans »

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Custodial (UGMA/UTMA) Account

An investment account setup on behalf of a minor and managed by a parent or guardian. More info »

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Diversification, asset allocation and rebalancing do not assure a profit or protect against loss in declining markets.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is no guarantee of future results.

Any information presented about tax considerations affecting client financial transactions or arrangements is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

System availability and response time are subject to market conditions and possible unscheduled outages.

Merrill Edge is the marketing name for two businesses: Merrill Edge Advisory Center, which offers team-based advice and guidance brokerage services; and a self-directed online investing platform. Both are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S).

Trust and fiduciary services are provided by Merrill Lynch Trust Company, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency.

Bank of America, N.A., U.S. Trust Company of Delaware, Merrill Lynch Life Agency Inc. and MLPF&S, a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), are wholly owned subsidiaries of Bank of America Corporation.

Investment and
insurance products:

Are Not FDIC Insured	Are Not Bank Guaranteed	May Lose Value
Are Not Deposits	Are Not Insured by Any Federal Government Agency	Are Not a Condition to Any Banking Service or Activity

MLPF&S and Merrill Lynch Trust Company make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest, including BofA^TM Global Capital Management.

^© 2012 Bank of America Corporation. All rights reserved.

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